It's only a matter of time before current hardware tokens, SMS-based and even OATH-based TOTP solutions become obsolete in the fast-paced world of mobile innovation. News of token-based compromises are imposing new threats to the solutions that once provided industry-standard security. Further, the abundance of suppliers offering very little product differentiation have led to commoditization. Products need to move at the speed of technology to continue being secure, accessible, and relevant.
As awareness of voice authentication increases, voice is quickly becoming the fastest growing form of biometric identity. Much of the appeal comes in its use on any phone and its flexibility over other biometric methods. In a world of static voice passphrases (e.g., “My voice is my password,) only SayPay's patent-pending “voice token” changes every time, so it can't be predicted, replicated, reused or replayed—unlike any other voice methods or biometric forms. Combined with validation of the mobile device, our streamlined 3-factor authentication solution goes far beyond other solutions.